- Who We Are
- What We Offer
- Solutions for You
- Commercial & Institutional
At Crystal Lake Bank & Trust, we’re here to provide you with financial solutions for all your lending needs. Whether you are looking for a loan, mortgage, or line of credit, our knowledgeable and experienced lending team will explain our lending options to you in a straightforward manner.
Unlike big banks, at Crystal Lake Bank & Trust we’re proud to make all lending decisions here in Crystal Lake, Cary, McHenry and Algonquin. Since our decision-makers work in the bank each day, they’ll review your loan application and respond within a few days. Our goal is to make getting a loan an easy and stress-free process!
Some of our loan products include:
Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:
Give us a call or stop in today for more information.
Our Overdraft Protection Account allows you to cover the unexpected opportunity or the occasional overdraft.
• Fixed interest rates
• Flexible line amounts
• Requires credit approval
Call (815) 479-5200 for more information or talk to one of your friendly personal bankers at your nearest Wintrust Community bank
From construction loans to the end mortgages, we can help you get the best interest rates in the marketplace. We also provide superior service to ensure that you are completely satisfied. Here is a summary of our Construction Financing programs:
Your home is a significant investment. Mortgage choices are dizzying these days. We want you to feel comfortable with your home financing arrangement. Our end mortgage loan alternatives are designed to meet your individual financial situation. For more information contact our Residential Mortgage Lender.
Please download our construction/lot loan application, fill it out completely and mail, fax or drop it off at the bank.
Please contact us if you have any questions.
If you’re in the market for a loan, we encourage you to give us a call at (815) 479-5200 or stop by the bank to meet with our lending team at any of our locations. If you prefer to communicate electronically, please fill out this contact form, and a bank representative will get in touch with you shortly. At Crystal Lake Bank & Trust, we understand the local market and we care about our customers financial well-being!