Checking and NOW Accounts
We offer many kinds of personal Checking and NOW Accounts.
Non-interest bearing checking accounts:
* Crystal Lake Checking Account™
* Student Checking
Interest bearing NOW accounts:
* MaxChecking™
* PlatinumPreferred Account™
* Crystal Lake NOW Account™
* Single Solution Checking® Account
Checking Accounts--Features and Benefits
MaxChecking™
* Visa Debit Card
* Access to online banking 24/7
* Online Bill Pay
* Account Alerts
* Overdraft Protection
* No minimum balance requirement
* No monthly fees
Every month that you meet our three simple requirements (see below), you will earn 1.50% APY* on balances up to $25,000. Plus, you’ll still earn 0.10% APY on balances over $25,000 and non-qualifying accounts.
- Make one direct deposit or ACH transfer each month.
- Perform at least 10 debit card transactions each month.
- Receive monthly statements electronically.
*APY is Annual Percentage Yield. **Subject to approval.
Crystal Lake Checking Account™* May be opened with an initial deposit of $100.00 or more
* There is no daily minimum or average daily balance requirement.
* No limit to the number of checks that may be written per month and there are no charges per check written
* Free first order of specialty checks (150 checks)
* Free imaged checks option with CheckManager Plus™
* Other service charges may apply
Student Checking
* There is no daily minimum or average daily balance requirement.
* No limit to the number of checks that may be written per month and there are no charges per check written
* Free first order of specialty checks (150 checks)
* Free imaged checks option with CheckManager Plus™
* Other service charges may apply
NOW Accounts--Features and Benefits
PlatinumPreferred NOW Account™
* An interest-bearing checking account for customers 50 years of age and older
* May be opened with an initial deposit of $100 or more
* There is no daily minimum or average daily balance requirement
* No limit to the number of checks that may be written per month
* No charges per check written.
* Free specialty checks
* Free Cashier’s Checks and Traveler’s Checks
* Free imaged checks option with CheckManager Plus™
* Other service charges may apply
Crystal Lake NOW Account™
* An interest-bearing checking account
* May be opened with an initial deposit of $100 or more
* There is a daily minimum balance of $400 or average daily balance of $800 required to avoid a $9 monthly service charge
* No limit to the number of checks that may be written per month
* No charges per check written
* Free imaged checks option with CheckManager Plus™
* Other service charges may apply
Single Solution Checking Account®
* An interest-bearing checking account with tiered interest rates
* May be opened with an initial deposit of $500 or more
* There is a daily minimum balance requirement of $500.00 to avoid a $10.00 monthly service charge
* No limit to the number of checks that may be written per month
* No charges per check written.
* Free imaged checks option with CheckManager Plus™
* Other service charges may apply
It's Easy To Open One of These Accounts
Our SimpleSwitch™ system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Also check out our overdraft protection option. Please contact us if you have any questions.
Learn more about protecting your Checking Account
Click here for more information.
