Make the most of your money with MaxChecking™

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1. MaxChecking 1.00% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 0.10% APY paid on all amounts above $25,000 each cycle the minimum qualifications are met. Transactions must be performed during monthly qualification cycle. Qualification cycle is the period beginning three business days prior to the current statement until three business days prior to closing of current statement. ATM transactions are not included in the ten debit card transactions. ATM fees will be refunded in the following statement cycle when qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a regular checking account earning 0.10% APY; however, it will not receive ATM fee refunds for that time period. APY is accurate as of 1/2/13. Interest rate and APY may change at any time after the account is opened. A minimum average daily balance of greater than $0.01 must be maintained in the account each day to earn the stated APY. A minimum of $100 to open this account. Fees may reduce earnings. Available to Personal Accounts only. No monthly service charge. You must maintain a valid email address with the bank in which to receive notifications. Other restrictions may apply. See a Personal Banker for more details.

2. Earn 0.25% bonus for opening and maintaining a Home Equity Line of Credit (HELOC), Junior Savers Account or Certificate of Deposit, for a combined total of .75%. HELOC requires a minimum balance of $25,000. CD requires a minimum balance of $10,000. See personal banker for specific account disclosures. Bonus will be paid in months that above requirements are met.

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