Deposit Rates

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Deposit Rates

Rates As Of 04/15/2014

NOW Account, Money Market and Savings Rates

 

 Account Type

From 

To 

Interest Rate 

APY 

 Passbook Savings  $0    0.05%  0.05%
 Statement Savings  $0    0.05%  0.05%
 Christmas Club  $0    0.05%  0.05%
 NOW Account  $0    0.03%  0.03%
 MaxChecking Account*        
Base      0.05%  0.05%
                                      Premium  $0 $25,000  1.00%  1.00%
 Single Solution

 

$0

 

$999.99

 

0.00%

 

0.00%

  $1,000  $4,999.99  0.05%  0.05%
   $5,000  $9,999.99  0.05%  0.05%
   $10,000  $49,999.99  0.10%  0.10%
   $50,000  $99,999.99  0.10%  0.10%
   $100,000+    0.15%  0.15%

 Health Savings

 

 

 

 

Money Market

$0

$2,000.00

$5,000.00

$10,000.00+

 

 $0

$1,999.99

$4,999.99

$9,999.99

 

 

$2,499.99

0.05%

0.10%

0.10%

0.15%

 

0.05%

0.05%

0.10%

0.10%

0.15%

 

0.05%

   $2,500 $24,999.99  0.10%  0.10%
   $25,000 $99,999.99  0.10%  0.10%
   $100,000+    0.15%  0.15%
Treasury Plus Money Market $0 $14,999.99 0.05% 0.05%
  $15,000+    0.15%  0.15%
Charity Master $0    0.10%  0.10%

Junior Savers

$0    0.10%  0.10%

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings.
*Premium rate is effective on balances up to $25,000 if all applicable qualifications have been met each month.  If qualifications are not met,the balance earns the base rate.  The base rate is effective on all balances over $25,000.  See disclosure for additional details.

 

Fixed Rate Category Certificates of Deposit

 Regular Rates    

 Term

From 

 To

 Interest Rate

 APY

 1 Month  $1,000  $99,999.99  0.05%  0.05%
 3 Months  $1,000  $99,999.99  0.05%  0.05%
 6 Months  $1,000  $99,999.99  0.10%  0.10%
 12 Months  $1,000  $99,999.99  0.20%  0.20%
 18 Months  $1,000  $99,999.99  0.25%  0.25%
 24 Months  $1,000  $99,999.99  0.30%  0.30%
 36 Months  $1,000  $99,999.99  0.50%  0.50%
 48 Months  $1,000  $99,999.99  0.65%  0.65%
 60 Months  $1,000   $99,999.99  1.00%  1.00%

  

Founder's, PlatinumPreferred, and Crystal Lake Checking and NOW Accounts

Term

 From

 To

 Interest Rate

 APY

 1 Month  $1,000   $99,999.99  0.05%  0.05%
 3 Months  $1,000   $99,999.99  0.05%  0.05%
 6 Months  $1,000   $99,999.99   0.11%    0.11%
 12 Months  $1,000  $99,999.99  0.21%  0.21%
 18 Months  $1,000  $99,999.99  0.26%  0.26%
 24 Months  $1,000  $99,999.99  0.32%  0.32%
 36 Months  $1,000  $99,999.99  0.53%  0.53%
 48 Months  $1,000  $99,999.99  0.68%  0.68%
 60 Months  $1,000  $99,999.99  1.05%  1.06%

 

Jumbo Fixed Certificates of Deposit

 

Regular Rates    

 Term

From 

 Interest Rate

 APY 

 1 Month  $100,000  0.10%  0.10%
 3 Months  $100,000  0.10%  0.10%
 6 Months  $100,000  0.15%  0.15%
 12 Months  $100,000  0.25%  0.25%
 18 Months  $100,000  0.30%  0.30%
 24 Months  $100,000  0.35%  0.35%
 36 Months  $100,000  0.55%  0.55%
 48 Months  $100,000  0.70%

 0.70%

 60 Months  $100,000   1.05%  1.06%

 Founder's, PlatinumPreferred, and Crystal Lake Checking and NOW Accounts

Term

 From

 Interest Rate

 APY

 1 Month  $100,000   0.11%  0.11%
 3 Months  $100,000   0.11%  0.11%
 6 Months  $100,000   0.16%    0.16%
 12 Months  $100,000  0.26%  0.26%
 18 Months  $100,000  0.32%  0.32%
 24 Months  $100,000  0.37%  0.37%
 36 Months  $100,000  0.58%  0.58%
 48 Months  $100,000  0.74%  0.74%
 60 Months  $100,000  1.10%  1.11%


Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Certificate of Deposit is $1,000.00, unless otherwise stated. Fees may reduce earnings. Please contact a personal banker for more information.

For current rate information call (815) 479-5200.